EIF Green Credit Line
The Environmental Investment Fund of Namibia (EIF) capitalised a green credit facility and appointed two fund managers to lend it out: Bellatrix SME Finance and Konga Micro Finance. It finances projects that make money and also cut emissions or help adapt to climate change, such as sustainable farming, eco-tourism, renewable energy and waste management.
Loans from N$20,000 to N$2 million; guarantees from N$100,000 to N$2 million. Environmental Investment Fund, through Bellatrix SME Finance and Konga Micro Finance. Open all year: Listed by Bellatrix SME Finance as an available facility. Confirm current terms with the fund manager before you apply.
The terms
- Minimum loan N$20,000 and maximum N$2 million, as listed by Bellatrix SME Finance
- Guarantees from N$100,000 to N$2 million, for businesses whose bank wants security they do not have
- Repayment over up to six years
- Reported elsewhere as part of a wider EIF offer that can blend debt of up to N$2 million with equity of up to N$6 million
Who qualifies
Micro, small and medium businesses and startups with a green or climate-smart project
- Micro, small and medium enterprises and startups
- Projects in sustainable agriculture, tourism, renewable energy, waste management and similar green activities
- A project that is commercially viable on its own numbers: this is a loan, so it must be repaid
What to prepare
- A registered business with tax and Social Security records current
- A business plan that shows the green benefit and the repayment from cash flow
- Quotes for the equipment or works the loan will pay for
- Bank statements for the business, and for the owners if the business is new
What actually decides it
Whether the project repays. The green angle gets you to the right desk; the cash flow gets you the money. Applicants who show the monthly numbers that service the loan, with the quotes behind them, are the ones who move.
How to apply
Apply to one of the two fund managers, Bellatrix SME Finance or Konga Micro Finance, rather than to the EIF directly.
Sources use several names (Green Credit Line, Green Impact Facility) and we could not confirm whether they are one product or two. The N$6 million equity figure comes from secondary reporting.
Get the paperwork right before you apply
A registered business: Close Corporation N$1,300 or Private Company N$5,500, government fees included
NamRA and Social Security registrations: N$300 each
Current Good Standing certificates: N$300 per certificate, or N$800 a month to keep all of them current
Frequently asked questions
How much can I get from EIF Green Credit Line?
Loans from N$20,000 to N$2 million; guarantees from N$100,000 to N$2 million. Minimum loan N$20,000 and maximum N$2 million, as listed by Bellatrix SME Finance.
Who qualifies for EIF Green Credit Line?
Micro, small and medium businesses and startups with a green or climate-smart project. Micro, small and medium enterprises and startups. Projects in sustainable agriculture, tourism, renewable energy, waste management and similar green activities. A project that is commercially viable on its own numbers: this is a loan, so it must be repaid.
Is EIF Green Credit Line open now?
Open all year. Listed by Bellatrix SME Finance as an available facility. Confirm current terms with the fund manager before you apply.
How do I apply to EIF Green Credit Line?
Apply to one of the two fund managers, Bellatrix SME Finance or Konga Micro Finance, rather than to the EIF directly.
What do I need to prepare?
A registered business with tax and Social Security records current. A business plan that shows the green benefit and the repayment from cash flow. Quotes for the equipment or works the loan will pay for. Bank statements for the business, and for the owners if the business is new.
Sources
- Bellatrix SME Finance: The Green Credit Line Facility
- Environmental Investment Fund: Green Impact Facility
- The Villager, 2026: NABAN hosts green finance pitch event
- IPPR: SME financing in Namibia
Checked 2026-11-11. All funders.